Helping You Reorganize Your Debts in a Chapter 13
Qualifying for Chapter 7 may be out of reach. However, filing Chapter 13 may still be an option. At the Georgia-based law firm of Suarino Law PC, we help Gwinnett County and metro Atlanta clients reorganize their out-of-control debts.
If you do not meet the standards for a Chapter 7 bankruptcy, do not give up hope. Reorganizing your debts into a single payment can alleviate the stress and allow you to gain a level of control. Contact us at 678-373-0676 or toll free at 866-902-6612.
Helping You in Filing a Chapter 13
At Suarino Law PC, our attorneys help clients file for Chapter 13 bankruptcy. That process will establish a payment plan over anywhere from three to five years. Creditors must stop collection actions, provided that you maintain your payments.
Giving You the Option of Keeping Your Home and Car
Filing Chapter 13 can also provide mortgage protection and prevent your car from being repossessed. However, you must continue to make house and auto payments outside of the money you pay the courts every month. While it does not provide the liquidation of Chapter 7, a Chapter 13 filing gives you a chance to start over.
Think of Chapter 13 as a consolidation loan where you can continue to live in your home, drive your car and, most importantly, move toward the stress-free life you need.
Contact Us
Our attorneys can also advise you about the effects that filing for Chapter 13 bankruptcy may have on your credit rating, as well as other post-bankruptcy credit issues. For more information or to schedule an appointment with an experienced lawyer regarding Chapter 13 bankruptcy laws, please contact us.
