Helping You Sort Through Complicated Debts
Filing bankruptcy involves looking back on your financial past and the steps you took that resulted in the situation you are in now. At Suarino Law PC, in Atlanta, Georgia, we take a detail-oriented approach in assessing your situation and determining a plan to liquidate or reorganize credit card debt, unsecured debt and other bills.
Contact us at 678-597-1388. We can help with a bankruptcy filing to address high-interest credit card debts and large bills.
Out-of-Control Credit Card Debt
Credit cards can transform a stable financial situation into a mess of high-interest, late fees and other penalties. Medical problems without insurance coverage can result in bills seemingly too high to pay all at once. Chapter 7 or Chapter 13 bankruptcy may be your only option, but you should know the facts.
Plan Carefully in Resolving Your Credit Card Debts
At Suarino Law PC, our attorneys represent clients who chose to consolidate their unsecured debts by refinancing their home. While that will save you interest, it will affect your ability to discharge those debts if your financial situation becomes dire.
Spend Wisely To Achieve the Maximum Benefit of Bankruptcy
Additionally, using a credit card to make a major purchase of a luxury item within months of a bankruptcy filing may not be dischargeable. Paying your taxes, child support or what would be considered non-dischargeable debt with plastic could leave you on the hook for that debt, even with a bankruptcy filing.
Know the facts. We can provide you the information you need. Filing bankruptcy is not an overnight decision to be taken lightly. In the months leading up to your decisions, make the right financial moves to ensure maximum benefit from a Chapter 7 or Chapter 13 filing.
For more information or to schedule an appointment with an experienced bankruptcy lawyer, please contact us.